Login passwords, so important to protecting your various accounts or even your personal identity, but with all of our online accounts, what a pain passwords can be. How do you remember all your user names and passwords? Many people use the same user name and password for all of their online accounts. Very convenient, but so insecure! What's worse, I have even heard that one of the most popular passwords is 12345. Hackers or criminals are just looking for easy ways to get into our online accounts and access our information or make illicit transactions.